Winston-Salem Bankruptcy Attorneys
Consumer Bankruptcy
Winston-Salem Bankruptcy Attorneys
Consumer Bankruptcy
Regain Financial Freedom
with Expert Guidance
Are you overwhelmed by debt and unsure of your options? Our experienced team of Winston-Salem Company Bankruptcy Attorneys are here to help you navigate the complex process of consumer bankruptcy, offering you a fresh start and a path to financial stability.
Our team of expert legal advisors is here to help.
Why Choose
Bennett Guthrie?
Experienced
Attorneys
Our team of seasoned bankruptcy lawyers has successfully helped countless individuals and families find relief from debt.
Personalized
Solutions
We understand that every financial situation is unique. We provide tailored advice and strategies to meet your specific needs.
Comprehensive
Support
From the initial consultation to the final discharge of your debts, we support you every step of the way.
Our Consumer Bankruptcy Services
Chapter 7 Bankruptcy
Eliminate most of your unsecured debts and start anew with Chapter 7 bankruptcy. This option is ideal for individuals with limited income who cannot pay back their debts.
- Quick Discharge: Debts are typically discharged within 3-6 months.
- Asset Protection: Many personal assets are exempt from liquidation.
- Debt Relief: Erase credit card debt, medical bills, and more.
Chapter 13 Bankruptcy
Reorganize your debts and create a manageable repayment plan with Chapter 13 bankruptcy. This option allows you to keep your property while catching up on overdue payments over 3-5 years.
- Debt Restructuring: Consolidate and reduce your debt into one affordable monthly payment.
- Property Retention: Keep your home, car, and other valuable assets.
- Legal Protection: Stop foreclosure, repossession, and wage garnishment.
How it Works
Our team of Winston-Salem Consumer Bankruptcy Attorneys has a proven plan to help you address your specific situation and unique challenges.
- Free Consultation
Schedule a free initial consultation to discuss your financial situation and explore your options.
- Financial Analysis
We’ll conduct a thorough analysis of your debts, assets, income, and expenses.
- Filing Bankruptcy
Our team will handle all the paperwork and filing processes with the bankruptcy court.
- Credit Counseling
We’ll guide you through mandatory credit counseling sessions.
- Debt Discharge or Repayment
Depending on the type of bankruptcy, we’ll either help discharge your debts or create a repayment plan.
- Post-Bankruptcy Support
After your case is resolved, we offer resources and advice to help you rebuild your credit and financial future.
Frequently Asked Questions about Consumer Bankruptcy
Most unsecured debts like credit card debt, medical bills, and personal loans can be discharged. Some debts, such as student loans and child support, typically cannot be discharged.
